Central Bank of India — LAHAPATRA Branch

SURGUJA, CHHATTISGARH

IFSC Code CBIN0281591
MICR Code 497016322

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Central Bank of India
Branch Name LAHAPATRA
IFSC Code CBIN0281591
MICR Code 497016322
SWIFT Code N/A
Address P.O. LAHAPATRA, BLOCK LAKHANPUR, DIST-SURGUJA, CHHATTISGARH-497116
City SURGUJA
District LAHAPATRA
State CHHATTISGARH
Contact Number +912222612008

How to Use CBIN0281591 for Money Transfers

The IFSC code CBIN0281591 is specifically assigned to the LAHAPATRA branch of Central Bank of India located in SURGUJA, CHHATTISGARH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use CBIN0281591 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use CBIN0281591 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require CBIN0281591 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Central Bank of India LAHAPATRA Branch

The LAHAPATRA branch of Central Bank of India is situated in SURGUJA, CHHATTISGARH. The branch address is P.O. LAHAPATRA, BLOCK LAKHANPUR, DIST-SURGUJA, CHHATTISGARH-497116. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912222612008. Always use the IFSC code CBIN0281591 when making any online fund transfer to an account held at this branch.

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