Central Bank of India — CIVIL LINES LUDHIANA Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | Central Bank of India |
|---|---|
| Branch Name | CIVIL LINES LUDHIANA |
| IFSC Code | CBIN0280360 |
| MICR Code | 141016003 |
| SWIFT Code | N/A |
| Address | CIVIL LINES LUDHIANA |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Number | +912222612008 |
How to Use CBIN0280360 for Money Transfers
The IFSC code CBIN0280360 is specifically assigned to the CIVIL LINES LUDHIANA branch of Central Bank of India located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use CBIN0280360 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use CBIN0280360 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require CBIN0280360 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Central Bank of India CIVIL LINES LUDHIANA Branch
The CIVIL LINES LUDHIANA branch of Central Bank of India is situated in LUDHIANA, PUNJAB. The branch address is CIVIL LINES LUDHIANA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912222612008. Always use the IFSC code CBIN0280360 when making any online fund transfer to an account held at this branch.
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