Bombay Mercantile Co-operative Bank — MORADABAD Branch

How to Use BMCB0000048 for Money Transfers

The IFSC code BMCB0000048 is specifically assigned to the MORADABAD branch of Bombay Mercantile Co-operative Bank located in MORADABAD, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BMCB0000048 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BMCB0000048 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BMCB0000048 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Bombay Mercantile Co-operative Bank MORADABAD Branch

The MORADABAD branch of Bombay Mercantile Co-operative Bank is situated in MORADABAD, UTTAR PRADESH. The branch address is 35, PRINCE ROAD, MORADABAD. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +915912492827. Always use the IFSC code BMCB0000048 when making any online fund transfer to an account held at this branch.