Bank of India — DIVISIONAL OFFICE LUDHIYANA Branch

LUDHIYANA, PUNJAB

IFSC Code BKID000DO58
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name DIVISIONAL OFFICE LUDHIYANA
IFSC Code BKID000DO58
MICR Code N/A
SWIFT Code N/A
Address DIVISIONAL OFFICE LU
City LUDHIYANA
District LUDHIYANA
State PUNJAB
Contact Number +917774045464

How to Use BKID000DO58 for Money Transfers

The IFSC code BKID000DO58 is specifically assigned to the DIVISIONAL OFFICE LUDHIYANA branch of Bank of India located in LUDHIYANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID000DO58 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID000DO58 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID000DO58 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India DIVISIONAL OFFICE LUDHIYANA Branch

The DIVISIONAL OFFICE LUDHIYANA branch of Bank of India is situated in LUDHIYANA, PUNJAB. The branch address is DIVISIONAL OFFICE LU. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917774045464. Always use the IFSC code BKID000DO58 when making any online fund transfer to an account held at this branch.

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