Bank of India — KRISHI UPAJ MANDI RATLAM Branch

RATLAM, MADHYA PRADESH

IFSC Code BKID0009481
MICR Code 457013001

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name KRISHI UPAJ MANDI RATLAM
IFSC Code BKID0009481
MICR Code 457013001
SWIFT Code N/A
Address MHOW NEEMUCH ROADRATLAM
City RATLAM
District RATLAM
State MADHYA PRADESH
Contact Number +917412267739

How to Use BKID0009481 for Money Transfers

The IFSC code BKID0009481 is specifically assigned to the KRISHI UPAJ MANDI RATLAM branch of Bank of India located in RATLAM, MADHYA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0009481 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0009481 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0009481 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India KRISHI UPAJ MANDI RATLAM Branch

The KRISHI UPAJ MANDI RATLAM branch of Bank of India is situated in RATLAM, MADHYA PRADESH. The branch address is MHOW NEEMUCH ROADRATLAM. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917412267739. Always use the IFSC code BKID0009481 when making any online fund transfer to an account held at this branch.

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