Bank of India — RATSAR KHURD Branch

BALLIA, UTTAR PRADESH

IFSC Code BKID0007035
MICR Code 277013501

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name RATSAR KHURD
IFSC Code BKID0007035
MICR Code 277013501
SWIFT Code N/A
Address MOHALLA DILAWALPUR VILLAGE POST RATSAR DISTT BALIA UTTARPRADESH
City BALLIA
District BALLIA
State UTTAR PRADESH
Contact Number +919638576483

How to Use BKID0007035 for Money Transfers

The IFSC code BKID0007035 is specifically assigned to the RATSAR KHURD branch of Bank of India located in BALLIA, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0007035 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0007035 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0007035 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India RATSAR KHURD Branch

The RATSAR KHURD branch of Bank of India is situated in BALLIA, UTTAR PRADESH. The branch address is MOHALLA DILAWALPUR VILLAGE POST RATSAR DISTT BALIA UTTARPRADESH. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919638576483. Always use the IFSC code BKID0007035 when making any online fund transfer to an account held at this branch.

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