Bank of India — GARHSHANKAR Branch

GARHSHANKAR, PUNJAB

IFSC Code BKID0006313
MICR Code 144013651

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name GARHSHANKAR
IFSC Code BKID0006313
MICR Code 144013651
SWIFT Code N/A
Address KANTA COMPLEXANANDPUR SAHIB ROAD
City GARHSHANKAR
District GARHSHANKAR
State PUNJAB
Contact Number +911884284533

How to Use BKID0006313 for Money Transfers

The IFSC code BKID0006313 is specifically assigned to the GARHSHANKAR branch of Bank of India located in GARHSHANKAR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0006313 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0006313 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0006313 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India GARHSHANKAR Branch

The GARHSHANKAR branch of Bank of India is situated in GARHSHANKAR, PUNJAB. The branch address is KANTA COMPLEXANANDPUR SAHIB ROAD. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911884284533. Always use the IFSC code BKID0006313 when making any online fund transfer to an account held at this branch.

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