Bank of India — RAGADI Branch

RAGADI DIST JAJPUR, ODISHA

IFSC Code BKID0005104
MICR Code 753013503

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name RAGADI
IFSC Code BKID0005104
MICR Code 753013503
SWIFT Code N/A
Address AT POST RAGADIVIA JAJPUR KEONJHAR ROAD DIST JAJPUR
City RAGADI DIST JAJPUR
District RAGADI DIST JAJPUR
State ODISHA
Contact Number +916726672620438

How to Use BKID0005104 for Money Transfers

The IFSC code BKID0005104 is specifically assigned to the RAGADI branch of Bank of India located in RAGADI DIST JAJPUR, ODISHA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0005104 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0005104 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0005104 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India RAGADI Branch

The RAGADI branch of Bank of India is situated in RAGADI DIST JAJPUR, ODISHA. The branch address is AT POST RAGADIVIA JAJPUR KEONJHAR ROAD DIST JAJPUR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916726672620438. Always use the IFSC code BKID0005104 when making any online fund transfer to an account held at this branch.

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