Bank of India — GARHWA Branch

GARHWA JHARKHAND, JHARKHAND

IFSC Code BKID0004594
MICR Code 822013102

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name GARHWA
IFSC Code BKID0004594
MICR Code 822013102
SWIFT Code N/A
Address LAXMI MARKET SHAIJNA MARKETPOST GARHWA
City GARHWA JHARKHAND
District GARHWA JHARKHAND
State JHARKHAND
Contact Number +919638576296

How to Use BKID0004594 for Money Transfers

The IFSC code BKID0004594 is specifically assigned to the GARHWA branch of Bank of India located in GARHWA JHARKHAND, JHARKHAND. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0004594 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0004594 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0004594 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India GARHWA Branch

The GARHWA branch of Bank of India is situated in GARHWA JHARKHAND, JHARKHAND. The branch address is LAXMI MARKET SHAIJNA MARKETPOST GARHWA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919638576296. Always use the IFSC code BKID0004594 when making any online fund transfer to an account held at this branch.

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