Bank of India — MALDA TOWN ENGLISH BAZAR Branch

MALDA, WEST BENGAL

IFSC Code BKID0004320
MICR Code 732013102

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name MALDA TOWN ENGLISH BAZAR
IFSC Code BKID0004320
MICR Code 732013102
SWIFT Code N/A
Address 2122RABINDRA AVENUEPOMALDA PSENGLISH BAZAR
City MALDA
District MALDA
State WEST BENGAL
Contact Number +913512253475

How to Use BKID0004320 for Money Transfers

The IFSC code BKID0004320 is specifically assigned to the MALDA TOWN ENGLISH BAZAR branch of Bank of India located in MALDA, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0004320 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0004320 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0004320 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India MALDA TOWN ENGLISH BAZAR Branch

The MALDA TOWN ENGLISH BAZAR branch of Bank of India is situated in MALDA, WEST BENGAL. The branch address is 2122RABINDRA AVENUEPOMALDA PSENGLISH BAZAR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +913512253475. Always use the IFSC code BKID0004320 when making any online fund transfer to an account held at this branch.

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