Bank of India — GANGTOK Branch

GANGTOK, SIKKIM

IFSC Code BKID0004292
MICR Code 737013001

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name GANGTOK
IFSC Code BKID0004292
MICR Code 737013001
SWIFT Code N/A
Address NEW MARKET MGROADOPP STAR CINEMAGANGTOK SIKKIM
City GANGTOK
District GANGTOK
State SIKKIM
Contact Number +913592204388

How to Use BKID0004292 for Money Transfers

The IFSC code BKID0004292 is specifically assigned to the GANGTOK branch of Bank of India located in GANGTOK, SIKKIM. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0004292 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0004292 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0004292 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India GANGTOK Branch

The GANGTOK branch of Bank of India is situated in GANGTOK, SIKKIM. The branch address is NEW MARKET MGROADOPP STAR CINEMAGANGTOK SIKKIM. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +913592204388. Always use the IFSC code BKID0004292 when making any online fund transfer to an account held at this branch.

← View all Bank of India branches