Bank of India — SURAT SERVICE Branch

SURAT, GUJARAT

IFSC Code BKID0002725
MICR Code 395013001

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name SURAT SERVICE
IFSC Code BKID0002725
MICR Code 395013001
SWIFT Code N/A
Address SHREYAS SHREE SURTI MODH VANIK SAMASTA PANCHBUILDING LIMDA CHOWKSURAT
City SURAT
District SURAT
State GUJARAT
Contact Number +912612402472

How to Use BKID0002725 for Money Transfers

The IFSC code BKID0002725 is specifically assigned to the SURAT SERVICE branch of Bank of India located in SURAT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0002725 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0002725 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0002725 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India SURAT SERVICE Branch

The SURAT SERVICE branch of Bank of India is situated in SURAT, GUJARAT. The branch address is SHREYAS SHREE SURTI MODH VANIK SAMASTA PANCHBUILDING LIMDA CHOWKSURAT. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912612402472. Always use the IFSC code BKID0002725 when making any online fund transfer to an account held at this branch.

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