Bank of India — KARWANCHIWADI Branch
RATNAGIRI, MAHARASHTRA
Available Services
Branch Details
| Bank Name | Bank of India |
|---|---|
| Branch Name | KARWANCHIWADI |
| IFSC Code | BKID0001484 |
| MICR Code | 415013567 |
| SWIFT Code | N/A |
| Address | GAYALWADI STOP RATNAGIRI KOLHAPUR HIGHWAYKARWANCHIWADI TALUKA DIST RATNAGIRI |
| City | RATNAGIRI |
| District | RATNAGIRI |
| State | MAHARASHTRA |
| Contact Number | +912352231484 |
How to Use BKID0001484 for Money Transfers
The IFSC code BKID0001484 is specifically assigned to the KARWANCHIWADI branch of Bank of India located in RATNAGIRI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use BKID0001484 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0001484 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0001484 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Bank of India KARWANCHIWADI Branch
The KARWANCHIWADI branch of Bank of India is situated in RATNAGIRI, MAHARASHTRA. The branch address is GAYALWADI STOP RATNAGIRI KOLHAPUR HIGHWAYKARWANCHIWADI TALUKA DIST RATNAGIRI. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912352231484. Always use the IFSC code BKID0001484 when making any online fund transfer to an account held at this branch.
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