Bank of India — LOTE Branch

How to Use BKID0001439 for Money Transfers

The IFSC code BKID0001439 is specifically assigned to the LOTE branch of Bank of India located in LOTE TALUKA KHEDDIST RATNAGIRI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0001439 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0001439 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0001439 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Bank of India LOTE Branch

The LOTE branch of Bank of India is situated in LOTE TALUKA KHEDDIST RATNAGIRI, MAHARASHTRA. The branch address is COMMON FACILITY CENTRE BUILDING MIDC AREAAT POST LOTE TALUKA KHEDDIST RATNAGIRI. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912356272227. Always use the IFSC code BKID0001439 when making any online fund transfer to an account held at this branch.