Bank of India — PALGAD Branch

How to Use BKID0001422 for Money Transfers

The IFSC code BKID0001422 is specifically assigned to the PALGAD branch of Bank of India located in PALGAD TALDAPOLI DIST RATNAGIRI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0001422 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0001422 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0001422 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Bank of India PALGAD Branch

The PALGAD branch of Bank of India is situated in PALGAD TALDAPOLI DIST RATNAGIRI, MAHARASHTRA. The branch address is BAZAR PETH AT POST PALGADTALUKA DAPOLI DISTRATNAGIRI. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912358237043. Always use the IFSC code BKID0001422 when making any online fund transfer to an account held at this branch.