Bank of India — MAHALAXMI Branch

MUMBAI, MAHARASHTRA

IFSC Code BKID0000028
MICR Code 400013034

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name MAHALAXMI
IFSC Code BKID0000028
MICR Code 400013034
SWIFT Code N/A
Address 8A BHULABHAI DESAI ROADNEAR MAHALAXMI TEMPLE
City MUMBAI
District MUMBAI
State MAHARASHTRA
Contact Number +912223511636

How to Use BKID0000028 for Money Transfers

The IFSC code BKID0000028 is specifically assigned to the MAHALAXMI branch of Bank of India located in MUMBAI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0000028 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0000028 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0000028 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India MAHALAXMI Branch

The MAHALAXMI branch of Bank of India is situated in MUMBAI, MAHARASHTRA. The branch address is 8A BHULABHAI DESAI ROADNEAR MAHALAXMI TEMPLE. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912223511636. Always use the IFSC code BKID0000028 when making any online fund transfer to an account held at this branch.

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