Bandhan Bank — RATU ROAD BRANCH RANCHI Branch

How to Use BDBL0002604 for Money Transfers

The IFSC code BDBL0002604 is specifically assigned to the RATU ROAD BRANCH RANCHI branch of Bandhan Bank located in RANCHI, JHARKHAND. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BDBL0002604 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BDBL0002604 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BDBL0002604 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Bandhan Bank RATU ROAD BRANCH RANCHI Branch

The RATU ROAD BRANCH RANCHI branch of Bandhan Bank is situated in RANCHI, JHARKHAND. The branch address is GROUND FLOOR,RADHE SHYAMTOWER,PLOTNO 244 AND 245,RATUROAD,RANCHI,DIST RANCHI,STATE JHARKHAND,PIN 834001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919748126041. Always use the IFSC code BDBL0002604 when making any online fund transfer to an account held at this branch.