Bandhan Bank — KOWDIAR Branch

How to Use BDBL0001945 for Money Transfers

The IFSC code BDBL0001945 is specifically assigned to the KOWDIAR branch of Bandhan Bank located in THIRUVANANTHAPURAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BDBL0001945 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BDBL0001945 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BDBL0001945 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Bandhan Bank KOWDIAR Branch

The KOWDIAR branch of Bandhan Bank is situated in THIRUVANANTHAPURAM, KERALA. The branch address is T.C 5/1640 2 , NEAR TRAFFIC SIGNAL, AMBALAMUKKU, PEROORKADA, PO-THIRUVANANTHAPURAM, PEROORKADA POLICE STATION, KERALA, PIN-695005. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916290819451. Always use the IFSC code BDBL0001945 when making any online fund transfer to an account held at this branch.