Bharat Co-operative Bank — PALGHAR Branch

How to Use BCBM0000096 for Money Transfers

The IFSC code BCBM0000096 is specifically assigned to the PALGHAR branch of Bharat Co-operative Bank located in PALGHAR, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BCBM0000096 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BCBM0000096 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BCBM0000096 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Bharat Co-operative Bank PALGHAR Branch

The PALGHAR branch of Bharat Co-operative Bank is situated in PALGHAR, MAHARASHTRA. The branch address is SHOP NO. 24 TO 27, GROUND FLOOR, PUNIT NAGAR, OPP. PHELIA HOSPITAL, TEMBODE ROAD, PALGHAR WEST- 401404. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +91221. Always use the IFSC code BCBM0000096 when making any online fund transfer to an account held at this branch.