Bank of Baroda — KAKOWAL, LUDHIANA Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | Bank of Baroda |
|---|---|
| Branch Name | KAKOWAL, LUDHIANA |
| IFSC Code | BARB0VJKKWA |
| MICR Code | 141012026 |
| SWIFT Code | N/A |
| Address | VILLAGE KAKOWAL, , MAIN ROAD, , DIST.LUDHIANA , KAKOWAL , 141007 |
| City | LUDHIANA |
| District | KAKOWAL |
| State | PUNJAB |
| Contact Number | +910221800223344 |
How to Use BARB0VJKKWA for Money Transfers
The IFSC code BARB0VJKKWA is specifically assigned to the KAKOWAL, LUDHIANA branch of Bank of Baroda located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use BARB0VJKKWA when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BARB0VJKKWA along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BARB0VJKKWA when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Bank of Baroda KAKOWAL, LUDHIANA Branch
The KAKOWAL, LUDHIANA branch of Bank of Baroda is situated in LUDHIANA, PUNJAB. The branch address is VILLAGE KAKOWAL, , MAIN ROAD, , DIST.LUDHIANA , KAKOWAL , 141007. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +910221800223344. Always use the IFSC code BARB0VJKKWA when making any online fund transfer to an account held at this branch.
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