Bank of Baroda — NARWAL BR, JAMMU Branch

How to Use BARB0NARJAM for Money Transfers

The IFSC code BARB0NARJAM is specifically assigned to the NARWAL BR, JAMMU branch of Bank of Baroda located in JAMMU, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BARB0NARJAM when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BARB0NARJAM along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BARB0NARJAM when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Bank of Baroda NARWAL BR, JAMMU Branch

The NARWAL BR, JAMMU branch of Bank of Baroda is situated in JAMMU, JAMMU AND KASHMIR. The branch address is OPP. PHP PUMPING STATION, NEAR NARWAL CHOWK, NARWAL, JAMMU, JAMMU & KASHMIR-180 006. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +910221800223344. Always use the IFSC code BARB0NARJAM when making any online fund transfer to an account held at this branch.