Bank of Baroda — MILLERGANJ, LUDHIANA Branch

LUDHIANA, PUNJAB

IFSC Code BARB0MILLER
MICR Code 141012009

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of Baroda
Branch Name MILLERGANJ, LUDHIANA
IFSC Code BARB0MILLER
MICR Code 141012009
SWIFT Code N/A
Address B 15, 141/1, GT ROAD, OPP FIRE STATION, LUDHIANA, PUNJAB - 141 003
City LUDHIANA
District LUDHIANA
State PUNJAB
Contact Number +910221800223344

How to Use BARB0MILLER for Money Transfers

The IFSC code BARB0MILLER is specifically assigned to the MILLERGANJ, LUDHIANA branch of Bank of Baroda located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BARB0MILLER when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BARB0MILLER along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BARB0MILLER when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of Baroda MILLERGANJ, LUDHIANA Branch

The MILLERGANJ, LUDHIANA branch of Bank of Baroda is situated in LUDHIANA, PUNJAB. The branch address is B 15, 141/1, GT ROAD, OPP FIRE STATION, LUDHIANA, PUNJAB - 141 003. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +910221800223344. Always use the IFSC code BARB0MILLER when making any online fund transfer to an account held at this branch.

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