AU Small Finance Bank — BARODA KARELIBAGH Branch

How to Use AUBL0004109 for Money Transfers

The IFSC code AUBL0004109 is specifically assigned to the BARODA KARELIBAGH branch of AU Small Finance Bank located in VADODARA, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use AUBL0004109 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use AUBL0004109 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require AUBL0004109 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About AU Small Finance Bank BARODA KARELIBAGH Branch

The BARODA KARELIBAGH branch of AU Small Finance Bank is situated in VADODARA, GUJARAT. The branch address is FIRST FLOOR,SHOP NO.12,13& 14,WATER TANK ROAD KARELIBAUG,SHRUSHTI AVENUE. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918980010806. Always use the IFSC code AUBL0004109 when making any online fund transfer to an account held at this branch.