Apna Sahakari Bank — RATNAGIRI Branch

How to Use ASBL0000078 for Money Transfers

The IFSC code ASBL0000078 is specifically assigned to the RATNAGIRI branch of Apna Sahakari Bank located in RATNAGIRI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ASBL0000078 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ASBL0000078 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ASBL0000078 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Apna Sahakari Bank RATNAGIRI Branch

The RATNAGIRI branch of Apna Sahakari Bank is situated in RATNAGIRI, MAHARASHTRA. The branch address is NAVAKR PLAZA, 1 ST FLOOR, A WING, SHOP NO 14,115,116 RATNAGIRI KOLHAPUR HIGHWAY, MARUTI MANDIR CIRCLE RATNAGIRI 415 612. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code ASBL0000078 when making any online fund transfer to an account held at this branch.