Andhra Pradesh State Co-operative Bank — MALIKIPURAM Branch

How to Use APBL0004022 for Money Transfers

The IFSC code APBL0004022 is specifically assigned to the MALIKIPURAM branch of Andhra Pradesh State Co-operative Bank located in KAKINADA, ANDHRA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use APBL0004022 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use APBL0004022 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require APBL0004022 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Andhra Pradesh State Co-operative Bank MALIKIPURAM Branch

The MALIKIPURAM branch of Andhra Pradesh State Co-operative Bank is situated in KAKINADA, ANDHRA PRADESH. The branch address is D.NO.6-286, NEAR SAI BABA TEMPLE, MALIKIPURAM. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918862226325. Always use the IFSC code APBL0004022 when making any online fund transfer to an account held at this branch.