Ajara Urban Co-operative Bank — PHULEWADI Branch

How to Use AJAR0000035 for Money Transfers

The IFSC code AJAR0000035 is specifically assigned to the PHULEWADI branch of Ajara Urban Co-operative Bank located in KOLHAPUR, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use AJAR0000035 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use AJAR0000035 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require AJAR0000035 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Ajara Urban Co-operative Bank PHULEWADI Branch

The PHULEWADI branch of Ajara Urban Co-operative Bank is situated in KOLHAPUR, MAHARASHTRA. The branch address is R.S.NO.1482 PLOT NO.14A WARD BHOGAM PARK,PHULEWADI RING ROAD,KOLHAPUR 416010. This branch supports electronic payment services including NEFT, RTGS, IMPS. Always use the IFSC code AJAR0000035 when making any online fund transfer to an account held at this branch.