Ajara Urban Co-operative Bank — BINDU CHOWK Branch

KOLHAPUR, MAHARASHTRA

IFSC Code AJAR0000013
MICR Code 416394003

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Ajara Urban Co-operative Bank
Branch Name BINDU CHOWK
IFSC Code AJAR0000013
MICR Code 416394003
SWIFT Code N/A
Address 1076,B,NEAR DEVAL CLUB,BINDU CHOWK
City KOLHAPUR
District KOLHAPUR
State MAHARASHTRA
Contact Number +912312640685

How to Use AJAR0000013 for Money Transfers

The IFSC code AJAR0000013 is specifically assigned to the BINDU CHOWK branch of Ajara Urban Co-operative Bank located in KOLHAPUR, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use AJAR0000013 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use AJAR0000013 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require AJAR0000013 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Ajara Urban Co-operative Bank BINDU CHOWK Branch

The BINDU CHOWK branch of Ajara Urban Co-operative Bank is situated in KOLHAPUR, MAHARASHTRA. The branch address is 1076,B,NEAR DEVAL CLUB,BINDU CHOWK. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +912312640685. Always use the IFSC code AJAR0000013 when making any online fund transfer to an account held at this branch.

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