Abhyudaya Co-operative Bank — CHARAI Branch

How to Use ABHY0065040 for Money Transfers

The IFSC code ABHY0065040 is specifically assigned to the CHARAI branch of Abhyudaya Co-operative Bank located in GREATER MUMBAI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ABHY0065040 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ABHY0065040 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ABHY0065040 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Abhyudaya Co-operative Bank CHARAI Branch

The CHARAI branch of Abhyudaya Co-operative Bank is situated in GREATER MUMBAI, MAHARASHTRA. The branch address is MUMBA DEVI APT., JOSHIWADA, CHARAI, VEER SAVARKAR PATH, THANE WEST 400601. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912225447077. Always use the IFSC code ABHY0065040 when making any online fund transfer to an account held at this branch.